Do you understand the home buying process and how to use programs that will help you with downpayment and closing costs?

Even people who have purchased and sold a home in one area - find the 'rules of the road' different in Florida. A good Realtor® will make the process easier to understand and present you with all the options available to you.

We believe most people focus on finding the home - our buyers find us focusing on their needs - both financial and personal. That is the only way the results will end with not only the home you want - but the means to make it possible.

Florida has an abundance of help for buying a home - everything from the State gift program to County Bond and Ship programs, to City funded programs. Federal government has Rural housing programs and Head Start programs. To be honest, most Realtor®s tend to know of one or two options - most likely because the lender they use - has these programs. No one lender does all the programs. That is why we do not suggest a lender until we have consulted with you about your needs and options.

So you wonder where to start. You could start with us - we have made it a priority to understand all the rules and since we have used most of the programs at one time or another with our customers - we understand that the rules are different and frequently change - so it takes attention to detail to keep up to date. We work with a number of lenders that each specialize in a program or two. We have been able to combine programs by knowing who does what. So let us help you - give us a call so we can help you make your dreams come true !